Who doesn’t want money? The real god of today is not Lord Vishnu, Allah or Jesus; it’s kaasu, panam, dhuttu, money, money. Even God needs money to function – best example, RPT Guruji RM 730. In pursuit of the coveted notes, many people are falling for online scams – kutu/investment plans/gold jewelry kutu all of which operate on Multi Level Marketing (MLM) modus operandi, particularly on Facebook.
Scams on Facebook and why people fall for it
Before going deep, yall should understand what’s MLM and how it works so here goes:
Multi-Level Marketing (MLM) is a marketing strategy in which the sales force is compensated not only for sales they generate, but also for the sales of the other salespeople that they recruit. This recruited sales force is referred to as the participant’s “downline”, and can provide multiple levels of compensation.
Well, the basic thing why people, especially Malaysian Indians fall into these scams like bali aadu is due to avarice or perasai. The idea of investing little money and getting huge returns is tempting as hell and perasai can easily cloud sound judgement. I’ve seen Indians staking their hard earned money into this get-rich-schemes, online or otherwise only to go, “Aiyoyo, yen panam poche,” when kena senju by the agents masterminding these scams. The pepatah, ‘mendengar guruh di langit, air dalam tempayan dicurahkan,” is apt for these greedy people.
Secondly is the way these agents advertise their MLM business on Facebook to attract gullible customers – multi millionaire kude inthe maari scene podamaatan. Ungge veetu scene, yengge veetu scene illeh, scene-o scene. The kutu/investment plan/ gold jewelry kutu agents on Facebook exhibit great business acumen, plant money at their lips and forward positive reviews from satisfied customers which often turn out as dubakoor = scams. With the advent of tech like Photoshop and photo editing, anything can be created so, the application of ‘kannale kanbathum poi, kaathal ketpathum poi, theevere visaranaiye mei’, is critical before you trust your money with these agents.
Finally, it’s debt culture among Malaysian Indians – many don’t think twice to take debts which include personal loans. They take repaying the loans lightly and when they see the opportunity to make easy money, they take it without a moment’s thought and think that all their problems would disappear only to sink into deeper financial crisis due to these online scams.
How not to fall into these Facebook scams
Recently there was a case of a woman in Facebook doing investment plan having cheated all her customers. A police complaint has been lodged against her and her Facebook timeline is teeming with angry customers who have been cheated by her. She is not responding to the customers’ tumult and has gone into hiding since.
Here are some ways that you can employ so that you don’t entrap yourself in these online scams:
1. Don’t trust anyone online, especially in money matters.
2. Lookout for government approval in any online money augmenting schemes. If there’s none, then it’s highly likely that they’re scams.
3. Ask for detailed testimony/proof in black and white. Start from the agents’ financial background and client feedback. If they don’t/won’t provide any, don’t trust them.
4. Make a perusal and close inspection of the testimony/client reviews/financial background to detect any minor irregularities.
5. Ask for the advice of people you know have your wellbeing at heart or just go through the millions of expert financial advice available online. Also go through the many stories of people who were bamboozled out of their money from websites such as APKP here and learn prudent money managing.
I seriously can’t understand how people can be so stupid and careless with their money to just give it away to these scams. Perhaps they took Robert Kiyosaki’s quote wrongly.
I won’t say the cliched ‘athigama aasai paduruvangge nalla vaalnthatha sarithirame ille’. We should dream big and at the same time be careful with where we put our money and who we trust our money with. My mom is a semi-literate woman originating from a rural background. She came to the city, worked as a cleaner in a factory and managed to buy a house with her hard earned money. Hard work always pays off, provided you don’t put your kuruvi maari sekraple sethe kaase in online MLM schemes.
Also, I strongly believe that the cheated are more guilty than the cheater. There are so many stories circulating about scams be it online or in real life and yet Malaysian Indians keep getting cheated . Know that if it can happen to others, it can happen to you. Kude porenthevenggeleye inthe kaalathule namba mudile, ithuleh Facebook contacts eh epdi namburathu?
Of course there are genuine people running genuine money making schemes. You can identify them on how realistic the schemes are, not promising to turn RM 5,000 into RM 9,000 within a month, for example. Even God can’t do that.
So, please be vigilant and don’t fall for extravagant promises specious online investment plans claim. It’s better to be safe than sorry!